Terms of Service

1. Acceptance of Terms

By accessing and using ZDHL's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

ZDHL provides a platform connecting potential home buyers with real estate agents and zero down payment loan programs. We do not provide direct lending services.

3. User Responsibilities

• Provide accurate and complete information when using our services
• Maintain the confidentiality of your account information
• Use our services in compliance with all applicable laws and regulations
• Not engage in any fraudulent or deceptive practices

4. Real Estate Agent Terms

Real estate agents using our platform must:

• Hold a valid real estate license in their respective state
• Comply with all applicable real estate laws and regulations
• Maintain professional standards in dealing with clients
• Not engage in any discriminatory practices

5. Privacy and Data Protection

We are committed to protecting your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Limitation of Liability

ZDHL is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services. We do not guarantee the availability of zero down payment programs or the success of any real estate transactions.

7. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

8. Contact Information

For questions about these Terms of Service, please contact us at support@zdhl.com